Since 1914, Farmers Union Mutual Fire Insurance Company, Bradley County, has been a trusted neighbor.  We understand that owning a home in Bradley and surrounding counties is more than just an investment; it’s a place to build memories with loved ones.  That's why we offer tailored home dwelling coverage to protect your most valuable asset against unexpected events.

Our Dwelling Coverage is designed to provide peace of mind during unexpected events that damage your home, including or can be added. 

• Damage from covered perils: This includes fire, lightning, windstorm, hail, theft, vandalism, and more, depending on your policy.
• Loss of use: If your home becomes uninhabitable due to a covered event, we help with additional living expenses while repairs are underway.
• Detached structures: Coverage often extends to garages, sheds, and other structures on your property.
• Personal Property: We protect your belongings inside your home, from furniture and electronics to clothing and appliances, in case of fire, theft, or vandalism.
• Offer liability protection: Our coverage protects you from financial responsibility if someone is injured or their property is damaged on your property. (provided through Farmers Mutual Tennessee)

Local Company, Local Leadership,  Making Local Decisions:

As a County Mutual, we understand the unique risks and challenges homeowners face in Bradley and surrounding counties. Our experienced agents who live in your community, are dedicated to providing personalized service and ensuring you have the right coverage for your needs.

Competitive Rates

We believe in offering affordable insurance options for customers. We work hard to keep our rates competitive while providing comprehensive coverage.

Fast and Fair Claims Handling: Our dedicated claims team is committed to providing prompt and personalized service in your time of need.

Strong financial stability:

 Enjoy the peace of mind of knowing a stable and reliable insurance company backs you.

Get a Free Quote Today:

Protecting your home doesn't have to be complicated or expensive. Get a free, no-obligation quote online or contact your local Farmers Union Mutual Fire Insurance Company agent to discuss your specific needs and find the perfect dwelling coverage for your peace of mind.